December 2007
The Easy Way To Build Great Credit Report
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
Clean Up Your Bad Credit With Good Credit Repair Info
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
A Quick Guide to Credit Card Machines
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
We’ve come a long way ...
Miles Credit Card - Miles Make You Smile
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
With the increase in destina...
Poor Credit History? What Does Your Credit Report Say About You?
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
When you apply for a loan (home, vehicle, personal, etc) the lender will review your credit report. Based on the information listed in your personal credit report...
Low Rate Credit Cards - Choosing the Best Card
Tip! Annual Fees - It is essential to do a cost benefit analysis on the various airlines credit card offers before selecting one. If you do not travel a great deal, it is better to go for a card with lower annual fees and a modest rewards program.
Teas...
The 0 APR Credit Card - Friend or Foe?
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
If you’re like many of...
November 2007
How To Get An Interest Free Credit Card
Tip! Payment mode. This could be another factor influencing your choice of credit card.
As competition in the UK credit card industry has consistently increased in recent years, credit card providers have been searching for more and more ways to attrac...
Credit Repair & Scoring - A Better Understanding
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Credit remediation is a subject consumers often face with fear and trepidation, and fo...
The Importance of Repairing Your Credit Report - Yourself!
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It seems to be common knowledge today that we are living in a socie...
Credit Repair, Bankruptcy, & Bad Credit Loans
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Bad credit is a widespread problem in the UK. The number of people filing for bankruptcy is increasing. A bad credit history includes ...
Do It Yourself Credit Repair - 26 Steps to Saving Thousands!
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Credit Repair has become a very hot topic since the US Bankruptcy laws have changed.
H...
What Do I Do If My Credit Report Has An Error On It?
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
If you find an error on your credit report an...
October 2007
All About Your Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
The Lowdown on the Starwood Credit Card
Tip! Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle...
September 2007
The Lowdown on Delta SkyMiles Credit Card
Tip! Food. Many people use their credit cards to purchase groceries that they pay for over the next year or longer.
The Delta SkyMiles Gold Credit Card by American Express is essentially a travel rewards card. Cardholders who accumulate a specific numb...
Credit Repair Online
The Attorney’s Guide To Credit Repair.
Having less than perfect credit can be very frustrating. Trying to purchase a car or home can become a nightmare when you don’t have good credit on your side. If you have poor credit, don’t give...
What is the National Average Credit Score?
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
When it comes to credit scores there is a wide range of placement for American consumers. Low cred...
August 2007
Credit Score vs Credit Report
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
Free Credit Reports are Your Right!
You’ve seen the ads: Get your free credit report here! The hard sel...
The Credit Repair Process
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
No doubt you’ve heard a lot of bad publicity about professional credit repair companies and which is why you’re reading this article, very muc...
How to Get a Better Rate from Your Current Credit Card Company
Tip! Insurance Most credit card companies provide you free travel and accident insurance on your credit cards. Though this is limited and you could prefer to go for personal insurance, this can become handy at some odd times.
You have just realized tha...
Your Credit Score May Not Be an Actual Credit Score
Tip! Paying off a collection account will not remove it from you credit score.
Your credit scores are calculated based on information your creditors send to the credit bureaus. But the way that your score is calculated depends on whether you or your le...
